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Family Finance

Browse discussions and tips on family finance.

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M

messybun

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Is life just so expensive or how do I spend less money????

I swear we have tried to budget for the last 6 months and it is SO hard. I am wondering if moving to a smaller city would help, or it's all the same. I feel like these days you have to be making $500K to live comfortably and save any money if you live in a bigger city (aka houston, dallas, charlotte, etc.).
Feeling:frustrated
B

babyduck

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College Savings?

How much do you save each month for your kids college funds? My husband and I both contribute to a 529 monthly but it doesn't seem like it will be nearly enough by the time they go to college. I'm wondering what other families do and if you feel like you are in a good place?
Feeling:stressed
J

justdoingmybest

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We have cut all unnecessary spending and our monthly total still comes out to $20k. Help! How are y'all spending less than that a month??

we are not eating out, not getting coffee out, trying to have cheaper dinners at home, not shopping, like it feels like BARE MINIMUM and I was still shocked at the total. Feels like it should be closer to $10k not double that. Feeling defeated!
Feeling:frustrated
M

mommmmmm

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$42,000 credit card bill πŸ’Έ helpppp

When you have to tighten up the budget what are your unhinged ways of saving money. Our Christmas credit card bill was absolutely outrageous
Feeling:stressed
P

PlaydateQueen

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Best Credit Card with perks??

I currently have a chase saffire card, but the annual fee is going up so I am deciding if it's worth it or I should be exploring another CC. Would love to learn about others and the benefits, or if I should stay with my current one!
Feeling:grateful
M

mama152

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Nanny Christmas bonus

Our nanny is getting Dec 20-Jan 4 off as we travel through the holidays. We will be paying her for these two weeks even though she won't be working. Do we still give a xmas bonus? If so, how much?!
M

mountainmama

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Nanny and household income

We are trying to hire a nanny for $25/hr, and I am having trouble figuring out financially how we can make this happen. Being even on what seems like the lower end of a nanny rate, how is everyone affording nanny, camps etc. Being thankful this is anonymous because I’m honestly just wondering what is everyone’s income for your total household income to afford all these things!
Feeling:overwhelmed
L

Lemon Bird

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Best Credit Card?

Now that Southwest Airlines won’t be much different than the other airlines I’m looking into a new credit card. What is your favorite card?Most our money is spent on daycare and the grocery store.
Feeling:neutral
M

momminainteasy

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Credit Card Amount per month?

Our CC bill is always around 20k a month. This includes daycare and utilities. I feel like this is really high? We don’t spend extravagantly-is it really just this expensive to live?
Feeling:neutral
B

bluedolphin

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College saving tips

College is far off for my kids but I know we need to save up some serious money for it one day. What is the best method for saving for college??
Feeling:neutral